Savings in retirement accounts of households age 26–79, by percentile, 1989–2010 (2010 dollars)
| Year | 90th | 80th | 70th | 60th | 50th |
|---|---|---|---|---|---|
| 1989 | $57,346 | $20,240 | $6,747 | $506 | $0 |
| 1992 | $68,223 | $26,986 | $9,096 | $1,516 | $0 |
| 1995 | $87,813 | $35,975 | $15,580 | $4,957 | $0 |
| 1998 | $133,389 | $56,023 | $26,011 | $10,004 | $1,334 |
| 2001 | $182,579 | $74,502 | $34,310 | $12,254 | $3,186 |
| 2004 | $201,363 | $80,545 | $34,519 | $12,657 | $2,301 |
| 2007 | $217,918 | $97,434 | $46,098 | $18,334 | $5,029 |
| 2010 | $239,000 | $85,000 | $35,000 | $14,000 | $2,500 |
Note: Retirement account savings include savings in 401(k) and other defined-contribution plans, IRAs (including employer-sponsored SEP IRAs and SIMPLE IRAs) and Keogh plans for small businesses.
Source: Authors' analysis of Survey of Consumer Finance microdata